Our Programs
Discover our range of programs designed to build financial literacy, confidence, and resilience in Black youth and young adults in Hamilton.
Youth Financial Upskill Program
Our core workshops cover essential financial topics in an accessible, engaging format designed specifically for Black youth aged 13-29.
What You'll Learn-
- •Budgeting and Money Management
- •Credit Building and Debt Management
- •Saving and Investment Fundamentals
- •Economic Empowerment and Wealth Building
- •Entrepreneurship Basics
Schedule-
Weekly on Saturdays, 10am-12pm
Program Highlights
100% Free
All our programs are offered at no cost to participants.
Community-Focused
Designed specifically for the needs of Black youth in Hamilton.
Expert-Led
Taught by financial professionals with relevant experience.
"Our programs are designed to be engaging, practical, and immediately applicable to your life."
Annual Backpack Drive
Supporting education readiness by providing backpacks filled with school supplies and financial literacy materials to youth in need.
What You'll Learn-
- •School Supply Distribution
- •Financial Education Materials
- •Community Resource Connection
- •Parent Financial Workshop
- •Youth Mentorship Matching
Schedule-
Annual event - Back to School Season
Program Highlights
100% Free
All our programs are offered at no cost to participants.
Community-Focused
Designed specifically for the needs of Black youth in Hamilton.
Expert-Led
Taught by financial professionals with relevant experience.
"Our programs are designed to be engaging, practical, and immediately applicable to your life."
Lunch & Learn Series
Connect one-on-one with financial professionals from the Black community who understand the unique challenges and opportunities you face.
What You'll Learn-
- •Personalized Financial Goal Setting
- •Career Planning and Development
- •Education Funding Strategies
- •Monthly Check-ins and Progress Reviews
- •Access to Professional Networks
Schedule-
Monthly mentor meetings, ongoing support
Program Highlights
100% Free
All our programs are offered at no cost to participants.
Community-Focused
Designed specifically for the needs of Black youth in Hamilton.
Expert-Led
Taught by financial professionals with relevant experience.
"Our programs are designed to be engaging, practical, and immediately applicable to your life."
Resource Access
Free access to tools, resources, and educational materials that support your financial journey.
What You'll Learn-
- •Financial Planning Templates and Tools
- •Budgeting Apps and Software
- •Educational Books and Guides
- •Scholarship and Grant Information
- •Community Resource Directory
Schedule-
Available online and at our community center
Program Highlights
100% Free
All our programs are offered at no cost to participants.
Community-Focused
Designed specifically for the needs of Black youth in Hamilton.
Expert-Led
Taught by financial professionals with relevant experience.
"Our programs are designed to be engaging, practical, and immediately applicable to your life."
FLOW is a Black-led non-profit organization focused on strengthening financial knowledge, skills, and capability amongst vulnerable Black youth & young adults in Hamilton, Ontario.