The Lunch and Learn Series, in partnership with McMaster's Black Student Success Centre, targets grade 12 and early university students. These workshops are designed to introduce foundational financial concepts and networking opportunities.
Interactive Learning: Engaging activities and real-life financial scenarios discussed.
Networking: Opportunities to connect with financial professionals and fellow students.
A structured financial education series designed to equip students with the knowledge, confidence, and tools to make informed money decisions—now and in the future.
Understanding Financial Behavior: How mindset, habits, and emotions influence money decisions and goal-setting.
Budgeting Basics: Learn how to create and maintain a realistic budget that balances needs, wants, and priorities.
Smart Saving Strategies: Build an emergency fund and save toward short- and long-term goals.
Banking 101: Understand bank accounts, everyday transactions, and how to choose the right financial products.
Building Strong Credit: Learn how credit works, how scores are calculated, and how to manage debt responsibly.
Student Loans & Debt Reduction: Explore repayment options, borrowing strategies, and ways to minimize long-term debt.
Investing Fundamentals: Introduction to stocks, bonds, and long-term wealth-building concepts.
Personal Taxes Made Simple: Practical tax knowledge for students and early-career professionals.
Insurance Essentials: Understand health, auto, and life insurance and their role in financial security.
Financial Wellness & Mental Health: Learn how money management impacts stress, confidence, and overall well-being.
Creating a Financial Action Plan: Develop a personalized roadmap for financial stability and growth.
Goal Setting & Long-Term Wealth: Planning for major milestones such as investing, home ownership, and retirement.
Impact: More than 300 students have enhanced their financial literacy and networking skills.
Testimonials: “These workshops have prepared me for financial independence as I transition to university.” — James, Participant.
Academic Partners: Collaboration with educational bodies to tailor content for student needs.
FLOW is a Black-led non-profit organization focused on strengthening financial knowledge, skills, and capability amongst vulnerable Black youth & young adults in Hamilton, Ontario.
