Empowering
Equity Deserving
Youth through
Financial Literacy
Education

Welcome to the financial education of BIPOC Canadians

Helping Black youth in Hamilton build financial literacy skills through education, community, and empowerment.

Our Programs Get Involved
Easy Online Registration
Free Workshops
Community Support

Our Story

FLOW Management is a Black-led not-for-profit organization based in Hamilton, with a focus to improve the financial wellbeing, resilience, and behaviour amongst marginalized Black Canadian.

What we do

Helping black youth build financial resilience through a holistic community-based approach

We focus on identifying socio-econimic barriers and inequalities faced by black youth in Hamilton, we intend on providing resources and developing strategies to access and maintain lifelong financial wellbeing habits.

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Our Mission

# brain or book

Education

We aim to increase communications and education around money within minority communities by making the provision of financial content straightforward and easy to understand

# scale

Integrity

We are honest and transparent across all of our relationships, communications, and activities.

# shaking_hands

Collaboration

We work collaboratively with, and promote group economic to leverage collective genius.

# fist

Empowerment

We empower Black Canadians improve their quality of life by providing access to resources innovative and effective solutions.

Our Programs & Initiatives

Our program seeks to empower Black Canadians through comprehensive financial education, entrepreneurial training, and leadership development, equipping them with the tools to overcome financial barriers, achieve personal and professional goals, and build sustainable pathways to economic resilience.

Aproach

Our program consists of two cohorts; Fall Session: September to December & Fall Session: January to April, and enrols 15 youth each cohort in which we meet every friday.

FINAL results
  • Each session is designed to be interactive, using games and simulations to reinforce learning.
  • Participants receive a certificate upon completion, which can enhance their academic and scholarship applications.
  • The program has equipped over 500 young students with the skills to manage their finances effectively.
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Aproach

Each year, from March 1 until April 30th, we partner with the CRA's Community Volunteer Income Tax Program to provide free tax clinics to low-income individuals and families.

FINAL results
  • Flow Management partners with CVITP to offer free tax filing for low-income individuals.
  • Workshops simplify tax preparation and empower communities.
  • They bridge gaps between underprivileged communities and financial professionals.
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Approach

As an organization aligned with SDG 4 (Quality Education), hosting annual backpack giveaways play a key role in our support of educational success amonst all youth and breaking the cycle of poverty, contributing to a brighter future for youth in low- income communities.

FINAL results
  • Flow Management provides fully stocked backpacks to support low-income families and promote education.
  • Lack of supplies affects children's mental health, academic performance, and family well-being.
  • The initiative helps alleviate financial stress, empowering families and fostering educational success.
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Our Impact

100+

Workshops Facilitated

500+

Youth Reached

100%

Free Programs

1,000+

Online Community Members

10+

Community Partners

Testimonies

Hear from our students and partners

Our Supporters

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FLOW is a Black-led non-profit organization focused on strengthening financial knowledge, skills, and capability amongst vulnerable Black youth & young adults in Hamilton, Ontario.

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